Hoover Land Surveying

Welcome to Hoover Land Surveying

hoover land surveying

Welcome to our site. We want to provide you with information on Land Surveying in general and specifically in the City of Hoover, City of Harpersville, City of Columbiana, and Shelby County, Alabama area.If you have any land surveying questions, you’ve come to the right place.

Land Surveying is a very important industry, and it has been around for ages. To know more about the basics of land surveying, you can click here.

Land Surveyors are professionals who measure and make precise measurements to determine the size and boundaries of a piece of real estate.  While this is a simplistic definition, this is one of the most common types of surveying related to home and land owners. To know more about what a land surveyor does, click here.

What you can expect from Hoover Land Surveying

If you need assistance on any land surveying services, we are the best people to help you out. We give nothing but the best service, and we have the best deals in town.

Hoover Land Surveying offers different land surveying services. We also offer Boundary surveying, Percolation surveying, Septic System Design, Subdivision Design, Topo Surveying and House Site Plans.

How to contact Hoover Land Surveying?

CALL Hoover Land Surveying TODAY at (205) 402-8050 to discuss your land survey needs. You can also send us a message by going here.

Difference in FEMA Elevation Certificate and LOMA

I get calls all the time from someone requesting an Elevation Certificate or Elevation Survey. Usually it’s because they’ve gotten a letter in the mail from their mortgage company telling them they have to get flood insurance. This leads them to contact their insurance company and that leads to a surveyor.

“purchasing flood insurance is mandatory…if the loan is federally insured or the lender is regulated by the federal government”

Purpose of the Elevation Certificate

elevation_certificateAn Elevation Certificate is a form “…used to provide elevation information necessary to ensure compliance with community floodplain management ordinances, to determine the proper insurance premium rate, and to support a request for a Letter of Map Amendment (LOMA)…” Make sure that your surveyor uses the latest version of this form as it’s currently being revised (March 2016).

Surveyor Measures the Elevations

The surveyor determines the lowest floor elevation of the house, the lowest adjacent grade (LAG) elevations of the house, the elevation of the lowest element attached to the house (like a porch step,) and the lowest elevation of machinery or equipment servicing the building. The surveyor also identifies the building type according to the instructions in the Elevation Certificate form.

Base Flood Elevation Determined

After these are measured, then the Base Flood Elevation (BFE) is determined from either the Flood Maps (FIRM), the Flood Insurance Study (FIS), or by the local community. The difference in elevation between this BFE and the LAG and/or Lowest Floor will determine the insurance premium rate.

LOMA Removes Flood Insurance Requirement

Even if an Elevation Certificate shows that your house is above the Base Flood Elevation at all points, you still have the requirement to obtain flood insurance. Only after the submission and approval of a Letter of Map Amendment (LOMA) can the Flood Map be amended and the Federal mandate for the purchase of flood insurance be removed.GIS with Flood Hazard Zone Overlay

The LOMA process can be done online and typically takes 30 days or less but sometimes a review of the LOMA submission can identify additional information that is needed.

It should be noted that the Elevation Certificate must be completed by a Land Surveyor, Engineer, or an Architect who is authorized by law to certify elevation information, though I don’t know of any Architects that will do these, and not too many Engineers.

Call Hoover Land Surveying at (205) 402-8050 for help with an elevation certificate or LOMA.

What Is A Land Surveyor?

land surveyor

Land Surveyor: Definition

A land surveyor is a professional person with the academic qualifications and technical expertise to measure and plot the lengths and directions of boundary lines and the dimensions of any portion of the earth’s surface (including natural and other structures.) That definition is quite a mouthful, but in actuality the field of surveying (geomatics) includes many other facets.

For the home-owner the land surveyor is the person who locates the boundary of your property and the location of your home within that boundary to determine if there are any encroachments by your neighbors onto you or vice versa. Common encroachments are fences, driveways, etc.

Alabama Land Surveyor

Land surveyors in the United States are regulated and licensed by the various state governments. In Alabama, the Alabama State Board of Licensure for Professional Engineers and Land Surveyors (www.bels.state.al.us) was established in 1935 to protect the public by helping “to safeguard life, health, and property, and to promote the public welfare by providing for the licensing and regulation of persons in the practices of engineering and land surveying.

This purpose is achieved through the establishment of minimum qualifications for entry into the professions of engineering and land surveying, through the adoption of rules defining and delineating unlawful or unethical conduct, and through swift and effective discipline for those individuals or entities who violate the applicable laws or rules.”

As of 2007, a newly licensed land surveyor is required to have a four year degree in surveying or a closely related field and an additional four to eight years of on-the-job training under a licensed land surveyor.

Licensed Land Surveyors are also required to maintain and update their professional knowledge and skills by attending 15 hours of continuing education each year.

In preparation for a typical lot or mortgage survey of your house, a land surveyor may review tax maps, aerial maps, deeds, subdivision plats, zoning ordinances, subdivision regulations and possibly flood maps.

For a typical lot survey the subdivision plat is the most important of these because it gives the exact dimensions of your lot and the relative location of your property corners. The surveyor uses this to locate and/or re-establish your property corners.

In the field the survey crew will find the property corners along with some of your neighbors corners if yours can’t be found, measure the distances and angles between all of the points, locate all improvements on your property, including your house, pool, out-buildings, retaining walls, fences, driveways and sidewalks, etc.

Other improvements like sanitary sewer mains, storm drainage ways, overhead power lines and the like are located because these might indicate an easement across the property. The plat should show these, but they don’t in all cases. We’ll talk about easements in a later article.

Once all of the field information is gathered, the chief land surveyor takes the field notes and prepares a preliminary sketch of the work. This is passed along to a draftsperson who prepares the final drawing for your use. The draftsperson will check all of the maps mentioned earlier to make sure that all building setback lines and easements are shown on the drawing.

The surveyed distances and directions are compared to the plat distances and directions also. Any discrepancies or encroachments are shown on the drawing. Your attorney uses the drawing to determine if any other legal work is needed during the closing.

The mortgage company or bank uses the survey to insure they are loaning you money on the correct property (in case they end up owning it. Yikes)

So now, what do you have for your money. You have a drawing which shows your house on your lot. You should have stakes and/or flagging by all of your property corners. Make sure you know where they are located.

The actual corner is marked by an iron pin or pipe of some sort. (The type of monument should be shown on your survey drawing.) You might also want to take a look for them at least once a year to make sure they’re still there.

For a land surveyor at Hoover,AL and surrounding areas, call us at (205) 402-8050 or send us a message by going here.